Terms & Conditions

1. Introduction
These Terms govern your access to and use of Lumiabrandy.com (“the Website”). By accessing or using this Website, you agree to be bound by these Terms.

2. Services
Lumiabrandy provides digital services including web design, development, branding, SEO, and marketing. All services are agreed upon in writing between Lumiabrandy and the client.

3. Payments

• Payments must be made before and during project delivery based on agreement.

• No refunds unless stated in a written agreement.

4. Intellectual Property
All designs, graphics, content, source files, and materials created by us remain our property until full payment is received.

5. User Responsibilities
You agree not to:

• Misuse the website

• Copy or redistribute our content

• Upload malicious files or engage in harmful activity

6. Limitation of Liability
We are not liable for any loss resulting from:

• Website downtime

• Errors in third-party tools

• Improper use of the website or services

7. Third-Party Links
Our website may contain links to external sites. We are not responsible for their content or policies.

8. Termination
We reserve the right to terminate access to the website without notice for any violation of these Terms.

9. Changes to Terms
We may update these Terms at any time without notice.

10. Contact
info@lumiabrandy.com